The strategy for the years 2016-2020 based on strong foundations developed in previous years. Thanks to the implementation of ‘Lider’ and ‘Codziennie Najlepszy’ strategies, PKO Bank Polski SA strengthened its position as the unquestionable banking market leader in Poland, consistently developed the range and quality of e-banking and mobile banking (IKO) services, improved the processes and organizational efficiency, and built competence that will allow it to leverage growth through acquisitions.